Earn 25% on Every Mortgage Case You Refer
If you work with people buying property or managing their finances, your clients need a mortgage broker. We make the introduction easy and make sure you’re rewarded for it.
FCA Regulated
No minimum referrals
Paid on completion
12+ years in East London
Here’s exactly what you get
You refer a client. We handle everything. When the mortgage completes, you earn 25% of all fees received on the case, broker fee and proc fee combined. Here’s what that looks like on a £400,000 mortgage:
| Standard Resi | Complex / Specialist | Remortgage | |
|---|---|---|---|
| Loan Amount | £400,000 | £400,000 | £400,000 |
| Broker Fee | £495 | £995 | £0 |
| Proc Fee | £1,360 (0.34%) | £1,600 (0.40%) | £1,360 (0.34%) |
| Total Fees | £1,855 | £2,595 | £1,360 |
| Your 25% | £464 | £649 | £340 |
Remortgage / Product Transfers — The Easiest Way to Earn
Your client pays us nothing, zero broker fee. We earn a proc fee from the lender. You still pocket £340. Everyone wins:
- Your client gets a free, whole-of-market mortgage review with zero cost to them
- You get paid without your client spending a penny
- We earn our proc fee from the lender
That’s the easiest referral you’ll ever make, and your clients will thank you for it.
You Pocket
£340
Zero cost to client
No hidden conditions. No minimum volumes.
Loan amounts and proc fees vary by lender. The figures above are for comparison purposes only, based on a £400k mortgage at standard proc fee rates.
How It Works
Here’s What Referring a Client Actually Looks Like
1. You make the introduction
Share your client’s name and number with us, by WhatsApp, email, or a quick call. That’s your job done.
2. We take it from there
We’ll reach out to your client, understand what they need, and give them fully independent mortgage advice. They get a great service. You keep the credit for the recommendation.
3. You get paid on completion
Once the mortgage completes, we pay your referral fee. No chasing us. No waiting around.
Earn 25% commission on every completed case!
Got Clients? We Can Work Together.
Estate Agent
your buyers need mortgages. Make sure they’ve got a great broker, and get paid for it.
Letting Agent or Property Manager
landlords remortgage, expand portfolios, and refinance all the time.
Accountant
your clients trust you with their money. A reliable mortgage broker is a natural extension of that.
Solicitor or Conveyancer
you’re already in the room when people buy property. We make the handoff seamless.
Insurance Broker
mortgage clients need protection too. We can work together.
Property Developer
your buyers often need financing help before they can commit.
Financial advisor (non-mortgage regulated)
if mortgages fall outside your permissions, send them our way.
For a free, initial mortgage consultation!
Why Mortgage Minds
Why your clients will thank you for the referral
Rana has been arranging mortgages in East London for over 12 years. Mortgage Minds is a specialist whole-of-market broker, meaning we can access deals from across the market, not just the high street. That includes complex cases: foreign nationals, self-employed clients, adverse credit, and more.
The Short Version
your clients get genuinely expert advice, and you don’t have to worry about sending them somewhere that’ll let them down.
FCA regulated. Mortgage Minds FCA No. 607634. Appointed Representative of Julian Harris Adviser Network Limited (FCA No. 304155).
Verified Google Reviews
“Rana was brilliant from start to finish. She found us a deal we didn’t think was possible and kept us updated every step of the way.”
“Rana was brilliant from start to finish. She found us a deal we didn’t think was possible and kept us updated every step of the way.”
For a free, initial mortgage consultation!
Ready to start
referring?
Fill in the form and we’ll be in touch within one working day to get you set up with a referral agreement and everything you need.
- 25% of all fees on every completed case
- No minimum referrals, one client or fifty
- We handle everything after the intro
- FCA compliant, short agreement, no training needed
“Most setups complete in just a few days, sign the agreement, refer your first client, and start earning.”
Frequently Asked Questions
Yes, and we handle the compliance setup for you. Before your first referral, we’ll provide a simple Introducer Agreement to sign, required by our regulatory network before we can accept any introductions. Your role is straightforward: get your client’s permission, pass us their name and contact details, and let us know it’s a mortgage referral. You don’t give advice, you don’t handle any client money, and you’re not responsible for the mortgage outcome, that’s entirely on us.
Not at all. Refer one client or fifty, there’s no commitment either way.
On completion of the mortgage. We’ll confirm the fee and payment details once the case is submitted.
No completion, no fee. If a case falls through (it happens), we won’t charge you anything, and we’ll let you know so there’s no awkward confusion.
Complex cases are actually our specialty. Self-employed, foreign nationals, adverse credit, limited company buy-to-let, if a high street bank has turned them away, we’re often the right call. Send them over and we’ll let you know honestly if we can help.
We contact them within one working day, understand their situation, and give them honest, whole-of-market advice. We don’t push products. If we can’t help them, we’ll tell them. Your reputation is on the line when you refer someone, we take that seriously.
Yes, and it’s actually a positive thing. Being upfront that you’ll receive a fee for the introduction builds trust, not suspicion. Most clients appreciate the transparency. We also disclose it on our end as part of our regulated advice process, so it’s covered from both sides.
Usually just a few days. We send you a short Introducer Agreement to sign, which covers both our responsibilities and formalises the fee arrangement. Once signed and approved by our compliance network, you’re ready to refer. No lengthy onboarding, no training required.
One important point: your clients must always have the freedom to choose their own mortgage broker, including the right to go elsewhere without losing a property. We take this seriously and confirm it as part of our agreement. In practice, most clients are happy to take a recommendation from a trusted agent, especially when the advice costs them nothing.
