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Arranging a Specialist Mortgage is Complicated
A lot of uncertainty is involved in the process:
- How much can you borrow?
- Different lending criteria for each lender.
- Thousands of mortgage products to choose from.
- Several parties are involved.
- Complex paperwork & red tape.
For a free, initial mortgage consultation!
Speed Matters to Secure a House Purchase
Ask Rana any of your mortgage questions for free. By asking a question to a specialist mortgage broker, you can minimize the risk of:
- Losing a house.
- Choosing an expensive product.
- Wasting time.
For a free, initial mortgage consultation!

Customer Success Stories
40+ 5 Star Reviews
Dr Abdul Nasir (GP)
Excellent highly recommended. I was given various sorts of mortgage options, not just the usual routine searches. All queries dealt in with appropriate responses from solicitors, estate agents and banks. All my questions were answered in simple language and replied to emails promptly.


Buying a Home Should Not Be That Difficult, Confusing or Stressful
I feel lucky to be part of hundreds of customers’ homeownership journeys. There is no better feeling than guiding my clients to buy their first or dream homes.
For a free, initial mortgage consultation!
How to Get a Specialist Mortgage Advice
Follow the three simple steps below to get free initial mortgage advice to become a homeowner, landlord or save money on your remortgage.

1. Message Rana
Begin a chat and let Rana know about your mortgage needs. Rana will get in touch to schedule a call where you can discuss your requirements in more detail and explore how he can assist you.

2. Schedule a Call
Rana will conduct a thorough fact-finding session to understand your mortgage needs. This will help him research and provide the best mortgage advice suited to your requirements.

3. Apply for a Mortgage
Once you’re satisfied with the recommended mortgage product, Rana will handle the completion and submission of your mortgage application on your behalf.
For a free, initial mortgage consultation!
Specialist Mortgages Made Simple
Why go to one bank?
You compare house prices when you buy the house,
Why not mortgage rates?
I can compare thousands of mortgage rates from all the major banks in the UK before advising you on the right rate for you. Let me help you simplify the process of getting a mortgage, save time & money.
For a free, initial mortgage consultation!

Specialist Mortgages
Self-Employed
mortgages
For individuals with irregular income or those who are self-employed.
Buy-to-Let mortgages
Specifically for those looking to purchase property to build up a rental income portfolio.
Adverse credit mortgages
Geared towards individuals with less than perfect credit history.
Expat mortgages
For UK citizens living and working abroad looking to invest in property in the UK or remortgage the existing property they have in the UK.
Holiday let properties
Individuals looking to finance properties intended for short-term holiday rentals.
HMO mortgages
Properties designed for multiple tenants require specialised financing for HMO buy-to-let arrangements.
Rana Can Help You Simplify the Process of:
- Becoming a homeowner
- Moving home
- Buying your investment property
- Saving on your remortgages
- Complex paperwork & red tape.
I have been guiding customers to becoming homeowners and landlords for more than 12 years now. I also have access to exclusive mortgage rates through the legal and general mortgage club to save you money on your purchase or remortgage. Please note that I do not offer mortgages that are only available direct from the lender.
For a free, initial mortgage consultation!

Have A Question About Your Mortgage?
For a free, initial mortgage consultation!
Frequently Asked Questions
You may be able to buy with as little as a 5% deposit, depending on your situation. We’ll help you understand your options and find lenders that work for your budget.
At Mortgage Minds, I specialise in helping clients with non-standard income, visa status, or complex circumstances. I know which lenders to approach and how to present your case.
A remortgage means switching to a new lender, while a product transfer keeps you with your current one. We’ll help you compare both and decide which saves you more.
Definitely. Whether you’re a new landlord or have a portfolio, we work with lenders who offer BTL, HMO, and even limited company mortgages. We’ll help structure it right from day one.
Whether you’re on a visa, have limited UK credit history, or just don’t know where to start, I’ll guide you through the process step by step.
You’ll typically need proof of ID, visa or residency documents, bank statements, proof of income, proof of deposit and credit report. I’ll give you a full checklist.
We’re always upfront about fees. For purchases, our broker fee is £495. For complex cases, it’s £995. We don’t charge anything for product transfers or remortgages (minimum loan applies). You’ll never be charged without agreeing first.