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Mortgage Minds

smart mortgage brokers

Call 0208 0909 386

FAQs

Sole trader for a number of years but has recently converted to a limited company

Mortgage Minds Mortgage Minds Most lenders will not lend you if you’ve recently converted to a LTD company and do not have at least 1 year trading accounts / SA302. But if you’ve accounts for at least one year trading as a sole trader and turned down for a mortgage just because you’ve recently converted […]

Vendor hasn’t owned the property for a certain minimum period

Mortgage Minds Mortgage Minds This could be one of the unfortunate situations you can come across when buying a property because many lenders do not lend on a property if vender (person selling a property) does not own the property for a certain period for example six months. It will be worth asking your estate […]

Struggling to get mortgage on a next door property

Mortgage Minds Mortgage Minds It’s surprising but correct that most lenders do not lend if you’re buying / remortgaging a property next door to a property that you already own. If you’re having a difficult time in this sort of situation to get a mortgage, we might be able to help you. Give us a […]

Property purchased with bridging finance, and need a day one remortgage

Mortgage Minds Mortgage Minds Most lenders do not do remortgage on a property, which you bought cash or using bridging finance within the last six months (day 1 remortgage). If you’re struggling to do remortgage on your recent purchase, we can help. Give us a call on 02080909386 or email us using the comment box […]

House split into 2 flats

Mortgage Minds Mortgage Minds Getting a mortgage on a house, which converted into two flats is not easy because most lenders tend to stay away in this sort of situation. There could be different scenarios such as: House split into 2 flats and you need a mortgage on the whole property. House split into 2 […]

Can you get a mortgage with one years accounts

Mortgage Minds Mortgage Minds If you’re a self-employed and have only one year accounts / SA302, most likely you’ll struggle to get a mortgage from most of the high street banks. But we’ve lenders on our panel who can lend self-employed applicants with one-year accounts / SA302. Feel free to call us on 02080909386 or […]

Can I get a mortgage if I don’t have an idefinite leave to remain in the UK?

Mortgage Minds Mortgage Minds If you’re living and working in the UK and have working visa such as Tier 1 or Tier, there are lenders out there who can consider offering you a mortgage if you’ll fulfill all other lending requirements. Feel free to leave a comment below to ask if you need more information. […]

I’ve a CCJ can I get a mortgage?

Mortgage Minds Mortgage Minds Many people think that they can’t get a mortgage if they have a CCJ. In reality it depends on the number of CCJ’s, amount, date registered and satisfied or not. For example, there is a lender who ignore a CCJ if registered more than 24 months ago and another lender who […]

Mortgage Minds

  • 5 star review  Extremely Trustworthy and Prompt Service - Expert Advice and Recommendations. I will highly recommend Mortgage Minds.

    thumb Kailash Duljore
    7/10/2018
  • 5 star review  Rana Shahbaz Khan at Mortgage Minds is a very honest and reliable mortgage adviser with expert knowledge. Excellent services. Quick and efficient. Identified any potential issues before submitting application hence expedited application process. Kept us up to date at all time. Promptly replied to our queries. Will reccomend to all my friends and family.

    thumb Attish Boolaky
    3/01/2019
  • 5 star review  excellent service, from start to finish. My mortgage advisor has helped me in every stage of the process till the time mortgage is arranged and all of that has been done in amazingly quick turnaround time without causing any hassle at my end.

    thumb saalim mahmood
    7/09/2018
  • 5 star review  I am extremely satisfied with the mortgage advice provided by Rana. He is very approachable , understanding & competent. I definitely recommend him.

    thumb aaqib baig
    7/07/2018
  • 5 star review  Rana at Mortgage Minds was very efficient throughout the mortgage process from start to finish. He managed to source mortgages for my dream home and was always at hand whenever I had any questions. He showed professionalism at all times and kept me abreast of what was happening with my applications. I would thoroughly recommend Rana to anyone looking to apply for a mortgage.

    thumb Kelly Reid
    2/25/2019
  • 5 star review  Rana at Mortgage Minds was very efficient throughout the mortgage process from start to finish. He managed to source mortgages for my dream home and was always at hand whenever I had any questions. He showed professionalism at all times and kept me abreast of what was happening with my applications. I would thoroughly recommend Rana to anyone looking to apply for a mortgage.

    thumb Kelly Reid
    2/25/2019
  • 5 star review  Rana Shahbaz Khan at Mortgage Minds is a very honest and reliable mortgage adviser with expert knowledge. Excellent services. Quick and efficient. Identified any potential issues before submitting application hence expedited application process. Kept us up to date at all time. Promptly replied to our queries. Will reccomend to all my friends and family.

    thumb Attish Boolaky
    3/01/2019
  • 5 star review  Rana, with his expert knowledge, was on hand to guide me through every step of my mortgage application. All queries were dealt with in a friendly, professional and timely manner. Great customer service throughout. I would not hesitate in recommending Rana and Mortgage Minds to anyone looking for finance.

    thumb Umar Hussain
    6/12/2018
  • 5 star review  I switched to Mortgage Minds on a recommendation from a friend after a couple of bad experiences with my previous broker and am glad I did so !! Rana is very efficient and always takes time out to discuss my needs and gives advice accordingly. I can highly recommend Mortgage Minds and Rana is very much on the ball and offers a reliable professional service with the minimum of fuss.

    thumb F Essex
    8/01/2018
  • 5 star review  Great service - fast and friendly with the best products. Couldn't recommend more!

    thumb P Jega
    11/12/2018

Free Mortgage Advice

Important legal information

Mortgage Minds is a trading style of Prestige Living LTD who is an Appointed Representative of Julian Harris Mortgages LTD, authorised and regulated by the Financial Conduct Authority No. 304155. Prestige Living LTD trading as Mortgage Minds registered office: 375 A Hoe Street, Walthamstow, London E17 9AP

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Terms & Conditions: For mortgage advice your initial consultation is free, however we do charge a fee for the mortgage advice & for the administration of your mortgage application. The precise amount will depend upon your circumstances however we estimate that it will be £495, of which £195 will be payable on application. We’ll also be paid commission from the mortgage lender.

Services

  • First Time Buyer
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Contact Us

Address: 375A Hoe St, Walthamstow, London E17 9AP UK Call: 0208 0909 386

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