Mortgage Minds Mortgage Minds Most lenders will not lend you if you’ve recently converted to a LTD company and do not have at least 1 year trading accounts / SA302. But if you’ve accounts for at least one year trading as a sole trader and turned down for a mortgage just because you’ve recently converted […]
FAQs
Vendor hasn’t owned the property for a certain minimum period
Mortgage Minds Mortgage Minds This could be one of the unfortunate situations you can come across when buying a property because many lenders do not lend on a property if vender (person selling a property) does not own the property for a certain period for example six months. It will be worth asking your estate […]
Struggling to get mortgage on a next door property
Mortgage Minds Mortgage Minds It’s surprising but correct that most lenders do not lend if you’re buying / remortgaging a property next door to a property that you already own. If you’re having a difficult time in this sort of situation to get a mortgage, we might be able to help you. Give us a […]
Property purchased with bridging finance, and need a day one remortgage
Mortgage Minds Mortgage Minds Most lenders do not do remortgage on a property, which you bought cash or using bridging finance within the last six months (day 1 remortgage). If you’re struggling to do remortgage on your recent purchase, we can help. Give us a call on 02080909386 or email us using the comment box […]
House split into 2 flats
Mortgage Minds Mortgage Minds Getting a mortgage on a house, which converted into two flats is not easy because most lenders tend to stay away in this sort of situation. There could be different scenarios such as: House split into 2 flats and you need a mortgage on the whole property. House split into 2 […]
Can you get a mortgage with one years accounts
Mortgage Minds Mortgage Minds If you’re a self-employed and have only one year accounts / SA302, most likely you’ll struggle to get a mortgage from most of the high street banks. But we’ve lenders on our panel who can lend self-employed applicants with one-year accounts / SA302. Feel free to call us on 02080909386 or […]
Can I get a mortgage if I don’t have an idefinite leave to remain in the UK?
Mortgage Minds Mortgage Minds If you’re living and working in the UK and have working visa such as Tier 1 or Tier, there are lenders out there who can consider offering you a mortgage if you’ll fulfill all other lending requirements. Feel free to leave a comment below to ask if you need more information. […]
I’ve a CCJ can I get a mortgage?
Mortgage Minds Mortgage Minds Many people think that they can’t get a mortgage if they have a CCJ. In reality it depends on the number of CCJ’s, amount, date registered and satisfied or not. For example, there is a lender who ignore a CCJ if registered more than 24 months ago and another lender who […]
Mortgage Minds
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Extremely Trustworthy and Prompt Service - Expert Advice and Recommendations. I will highly recommend Mortgage Minds.
Kailash Duljore
7/10/2018 -
Rana Shahbaz Khan at Mortgage Minds is a very honest and reliable mortgage adviser with expert knowledge. Excellent services. Quick and efficient. Identified any potential issues before submitting application hence expedited application process. Kept us up to date at all time. Promptly replied to our queries. Will reccomend to all my friends and family.
Attish Boolaky
3/01/2019 -
excellent service, from start to finish. My mortgage advisor has helped me in every stage of the process till the time mortgage is arranged and all of that has been done in amazingly quick turnaround time without causing any hassle at my end.
saalim mahmood
7/09/2018 -
I am extremely satisfied with the mortgage advice provided by Rana. He is very approachable , understanding & competent. I definitely recommend him.
aaqib baig
7/07/2018 -
Rana at Mortgage Minds was very efficient throughout the mortgage process from start to finish. He managed to source mortgages for my dream home and was always at hand whenever I had any questions. He showed professionalism at all times and kept me abreast of what was happening with my applications. I would thoroughly recommend Rana to anyone looking to apply for a mortgage.
Kelly Reid
2/25/2019 -
Rana at Mortgage Minds was very efficient throughout the mortgage process from start to finish. He managed to source mortgages for my dream home and was always at hand whenever I had any questions. He showed professionalism at all times and kept me abreast of what was happening with my applications. I would thoroughly recommend Rana to anyone looking to apply for a mortgage.
Kelly Reid
2/25/2019 -
Rana Shahbaz Khan at Mortgage Minds is a very honest and reliable mortgage adviser with expert knowledge. Excellent services. Quick and efficient. Identified any potential issues before submitting application hence expedited application process. Kept us up to date at all time. Promptly replied to our queries. Will reccomend to all my friends and family.
Attish Boolaky
3/01/2019 -
Rana, with his expert knowledge, was on hand to guide me through every step of my mortgage application. All queries were dealt with in a friendly, professional and timely manner. Great customer service throughout. I would not hesitate in recommending Rana and Mortgage Minds to anyone looking for finance.
Umar Hussain
6/12/2018 -
I switched to Mortgage Minds on a recommendation from a friend after a couple of bad experiences with my previous broker and am glad I did so !! Rana is very efficient and always takes time out to discuss my needs and gives advice accordingly. I can highly recommend Mortgage Minds and Rana is very much on the ball and offers a reliable professional service with the minimum of fuss.
F Essex
8/01/2018 -
Great service - fast and friendly with the best products. Couldn't recommend more!
P Jega
11/12/2018