FAQs

Mortgage Minds Mortgage Minds Most lenders will not lend you if you’ve recently converted to a LTD company and do not have at least 1 year trading accounts / SA302. But if you’ve accounts for at least one year trading as a sole trader and turned down for a mortgage just because you’ve recently converted […]

Mortgage Minds Mortgage Minds This could be one of the unfortunate situations you can come across when buying a property because many lenders do not lend on a property if vender (person selling a property) does not own the property for a certain period for example six months. It will be worth asking your estate […]

Mortgage Minds Mortgage Minds It’s surprising but correct that most lenders do not lend if you’re buying / remortgaging a property next door to a property that you already own. If you’re having a difficult time in this sort of situation to get a mortgage, we might be able to help you. Give us a […]

Mortgage Minds Mortgage Minds Most lenders do not do remortgage on a property, which you bought cash or using bridging finance within the last six months (day 1 remortgage). If you’re struggling to do remortgage on your recent purchase, we can help. Give us a call on 02080909386 or email us using the comment box […]

Mortgage Minds Mortgage Minds Getting a mortgage on a house, which converted into two flats is not easy because most lenders tend to stay away in this sort of situation. There could be different scenarios such as: House split into 2 flats and you need a mortgage on the whole property. House split into 2 […]

Mortgage Minds Mortgage Minds If you’re a self-employed and have only one year accounts / SA302, most likely you’ll struggle to get a mortgage from most of the high street banks. But we’ve lenders on our panel who can lend self-employed applicants with one-year accounts / SA302. Feel free to call us on 02080909386 or […]

Mortgage Minds Mortgage Minds If you’re living and working in the UK and have working visa such as Tier 1 or Tier, there are lenders out there who can consider offering you a mortgage if you’ll fulfill all other lending requirements. Feel free to leave a comment below to ask if you need more information. […]

Mortgage Minds Mortgage Minds Many people think that they can’t get a mortgage if they have a CCJ. In reality it depends on the number of CCJ’s, amount, date registered and satisfied or not. For example, there is a lender who ignore a CCJ if registered more than 24 months ago and another lender who […]