Buy to let mortgages were first launched at London’s RAC Club on 24 September 1996 by the Association of Residential Letting Agents (ARLA). The buy-to-let term gave a consumer-friendly label to an investment many had never before considered. At the time of writing this, it’s been 25 years since BTL mortgages were launched and have […]
Mortgage in principle – 10 Frequently asked questions answered for you
Mortgage in principle is an important part of the puzzle in the process of buying a house. Instead of bragging about my point of view about mortgage in principle along with all other things attached to getting a mortgage agreement in principle, I have decided to record answers to frequently asked mortgage in principle questions […]
What is the process of buying a house? A complete step by step guide.
What is the process of buying a house? This is the first question most people ask when they start their home-buying process. Historically, buying a house has proven to be a gateway to your family’s happiness and long-term financial success. However, it would be best if you do your research before committing because historical results […]
Sole trader for a number of years but has recently converted to a limited company
Mortgage Minds Mortgage Minds Most lenders will not lend you if you’ve recently converted to a LTD company and do not have at least 1 year trading accounts / SA302. But if you’ve accounts for at least one year trading as a sole trader and turned down for a mortgage just because you’ve recently converted […]
Vendor hasn’t owned the property for a certain minimum period
Mortgage Minds Mortgage Minds This could be one of the unfortunate situations you can come across when buying a property because many lenders do not lend on a property if vender (person selling a property) does not own the property for a certain period for example six months. It will be worth asking your estate […]

