The purchase of an adjoining or adjacent property encompasses two scenarios: It’s surprising but true that many high street lenders are hesitant to lend if you’re purchasing or remortgaging a property adjacent to one you already own. Lenders are concerned about the possibility of consolidating both properties into one, which could potentially compromise their security. […]

Mortgage Minds Mortgage Minds Most lenders do not do remortgage on a property, which you bought cash or using bridging finance within the last six months (day 1 remortgage). If you’re struggling to do remortgage on your recent purchase, we can help. Give us a call on 02080909386 or email us using the comment box below.

Mortgage Minds Mortgage Minds Getting a mortgage on a house, which converted into two flats is not easy because most lenders tend to stay away in this sort of situation. There could be different scenarios such as: If you need help in these scenarios I can help, please feel free to message me to discuss […]

Mortgage Minds Mortgage Minds If you’re a self-employed and have only one year accounts / SA302, most likely you’ll struggle to get a mortgage from most of the high street banks. But we’ve lenders on our panel who can lend self-employed applicants with one-year accounts / SA302. Feel free to call us on 02080909386 or […]

Mortgage Minds Mortgage Minds If you’re living and working in the UK and have a working visa such as Tier 1 or Tier, there are lenders out there who can consider offering you a mortgage if you’ll fulfil all other lending requirements. Feel free to leave a comment below to ask if you need more […]