• Can you get a mortgage with one years accounts?

    Mortgage Minds Mortgage Minds If you’re a self-employed and have only one year accounts / SA302, most likely you’ll struggle to get a mortgage from most of the high street banks. But we’ve lenders on our panel who can lend self-employed applicants with one-year accounts / SA302. Feel free to call us on 02080909386 or […]

    I’ve a CCJ can I get a mortgage?

    Mortgage Minds Mortgage Minds Many people think that they can’t get a mortgage if they have a CCJ. In reality, it depends on the number of CCJ’s, amount, date registered and satisfied or not. For example, there is a lender who ignores a CCJ if registered more than 24 months ago and another lender who […]

    10 Steps UK mortgage application process to become a homeowner, landlord or save money on remortgages

    The mortgage application process can be overwhelming, particularly if you are a first-time buyer. Understanding the mortgage application process is important to enhance the chances of becoming a homeowner and reduce the guesswork. Let me explain the full mortgage application process in ten steps with practical tips to simplify the process of becoming a homeowner […]